Listen to Fred Wilson’s take on the disruption of the VC industry that will come about by individuals combining their money to fund start-ups.  Portfolia, launching in August, is just such a micro-investment platform.  It lets consumers become shareholders as they back teams and products they believe in –then engage their networks to make them successful.   Companies gain both money and markets as their backers focus their social networks and combined buying power to capture the markets.  We know how to do this!